“It is fun to dream about buying your first home. Not only can you invest in your home and build wealth for the future, but you can customize your home to fit your needs and style. Homeownership has also been shown to have a positive impact on civic participation and children’s educational outcomes and college attendance rates. With our first time home buyer grant, your dream of owning a home can become a reality.” Says Texas State Affordable Housing Corporation TSAHC defines a first-time home buyer as any family or individual that has not owned or had an ownership interest in a home within the past three years. Ownership interest is defined as any person who is living in the home as his or her principal residence and is listed on the deed of trust. For married couples, both spouses hold an ownership interest, even if only one is listed on the deed of trust. With that being said many people here in Texas with families may be unaware of the first time home buying grant. For that reason alone it may take individuals and families might take years or a decade saving up for a down payment. It is important that people get more familiar with the advantages the government provides or presents at times. In these Trump days with change involved in everywhere we turn, it is vital that we stay aware and updated with not only grants but mortgages, and the different markets out there. Studying, researching, and creating analysis will definitely help when searching for real estate in your current market. “TSAHC was created in 1994 as a self-sustaining nonprofit housing organization. At TSAHC we believe that every Texan deserves the opportunity to live in safe, decent and affordable housing. Our programs target the housing needs of low-income families and other underserved populations in Texas who do not have acceptable housing options through conventional financial channels. All TSAHC programs are offered statewide, with special attention given to rural areas and other select target areas.” Also as said earlier always searching and growing your mind in anything you do is important, we’ve many grants written off by governments whether it be a teachers home buying grant, also within the lines of a police officer, firefighters, nurse, etc. “While our down payment assistance programs are open to both first-time and non first-time home buyers, only first-time home buyers (or home buyers who have not owned a home within the last three years) can take advantage of our Mortgage Credit Certificate (MCC) Program.* These programs can be used together to make homeownership even more affordable for first-time home buyers.” As you can see this information I got for the Texas State Affordable Housing Corporation website and there is much more great information one can learn and take advantage of. Make sure to read all the links and visit other websites and business while running a thorough analysis in your current market. If you have any questions visit our website at simple realty services in Harlingen TX.